Professional Liability Insurance
Safeguard your business from claims of errors, omissions, or professional negligence. Our professional liability experts provide tailored coverage solutions—helping you stay protected, compliant, and confident in delivering your services.
What is Professional Liability Insurance?
Professional Liability Insurance, often called Errors & Omissions (E&O) Insurance, is a specialized type of coverage designed to protect businesses and professionals from financial losses resulting from claims of negligence, mistakes, or failure to perform professional duties. Unlike general liability insurance, which covers bodily injury or property damage to third parties, professional liability specifically addresses claims arising from the services or advice a professional provides. This insurance is particularly important for service-based businesses, consultants, healthcare providers, lawyers, architects, accountants, IT professionals, and any organization where errors, oversights, or misjudgments could lead to client losses. Professional liability insurance typically covers legal defense costs, settlements, and judgments that may arise from lawsuits alleging negligence, breach of contract, misrepresentation, or failure to deliver professional services as promised. It can also cover claims related to privacy violations, errors in advice, or professional misconduct, depending on the policy. By having this coverage, professionals and businesses can operate with confidence, knowing that a single mistake, oversight, or misunderstanding will not jeopardize their financial stability, reputation, or ongoing operations.
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